Every insurance shopper who has gone through the grueling process of purchasing auto insurance is well aware of how long it takes to get the fully tailored policy approved, signed, and then put into place. The whole time-consuming process is for good reason, as there are millions of things that need to be considered when shopping for car insurance and the requirement of a scrupulous evaluation is still important to getting worthwhile coverage. However, what if you need car insurance for a very short term and also immediately? So could you afford a hectic and slow process to get it all working?
Well, temporary auto insurance may be your ideal solution, as it only covers your vehicle for between 1 and 28 days. This special auto insurance policy has been manufactured with the perspective of meeting the needs of those people who require fast and hassle-free auto insurance and only for a short period of time. But what are the applicable cases where one would require temporary auto insurance?
lend a car
Most auto insurance policies tend to tie the driver and the vehicle together while insuring; In the event that any of them do not match the description, there is a good chance that claims will never be filed on that particular insurance. In case you are only lending a vehicle to your relative or friend for a short period of time, then it is easier to get temporary auto insurance instead of rushing to update your friend or relative’s policy. This way, not only can you get it fast, but you can get cheap coverage.
Holiday Driving Shorts
People, especially students, who want to drive home on vacation can’t afford the money to buy a personal car or can’t get car insurance for a relatively short distance because of the higher cost involved. It’s really not a good idea to drive a car without insurance, even if you drive only a thousand miles. In case you are on a very tight budget, but also want to be safe while driving short distances, then it is ideal to get temporary car insurance and gain peace of mind along with a merry Christmas driving.
Rent a car
Honestly speaking, you really don’t want to be driving a vehicle that you don’t own without having it insured. In case you have rented a car in a foreign country on some business trip, then temporary auto insurance is actually the best way to go. Just think how discouraged you’d be if you had to pay to fix a broken-down car that you don’t own just because you didn’t pay enough attention to getting temporary auto insurance.
Of course, you want to be on the safer side while on the road and making use of low-cost temporary car insurance can be the right step for safe driving for even the shortest period of time.