In deciding where one will live, in general, one has to consider the factors that will contribute to the overall quality of life that one wants to lead. These are some of the factors that people consider important in making this decision. The cost of living tops many people’s list. Some cities are more expensive than others. Before settling in, […]

Here in the United States, spring has finally arrived. If you’ve had a cat urine odor problem since last fall or winter, and you thought you cleaned each puddle thoroughly, you may find out otherwise now that the heat and humidity have returned. This article briefly describes the different components of cat urine and why it smells so much worse […]

Veterans Administration (VA) loans are some of the most common types of loans used in today’s financial market. They offer many benefits to eligible borrowers and are used primarily to purchase, refinance, and even improve a home. Here are 10 important things to know before applying for a VA loan: 1) It is a guaranteed loan. A Veterans Administration loan […]

When productivity is important, the system or process you have in place must keep up with your demands. For the mobile professional, carrying a laptop doesn’t always work and is rarely the most convenient way to maximize your productivity. As for paper planners and to-do lists, their volume and limited capabilities quickly slow down even the best-designed plans. Fortunately, the […]

Yesterday, I predicted the top eight teams in the West, except that while I pick the Columbus Blue Jackets for last place in the playoffs, Calgary is more than likely there instead. So, I have no choice but to lead with the Flames on the list of teams we think will not make the playoffs. 1. Calgary Flames: If it […]