Introduction I was talking to a friend the other day who is a successful life coach. He was telling me about a situation in which he had asked a boy what his goals were. The guy responded in the way you might think, saying I want this and that, I want to retire on this money and so on. My […]

Instead of selling your residence to buy another home, you can decide not to sell your residence and convert it into a rental property. In this case, the next home you buy and live in again will qualify you for the lower owner-occupied loan rate. This approach also makes it easier to fix the rental house because, having lived there, […]

The short answer is “Yes”, it is possible to file bankruptcy for free, which means, at no cost to the filer. First, the costs of filing bankruptcy include the court filing fee, which is currently $335.00 for a Chapter 7 case and $310.0 for a Chapter 13 case. These are the mandatory court filing fees, however they may be waived. […]

Now the brigade of recreational sports bettors line the wicket and provide, and sometimes take, line value from us “Sharps” while March Madness is in full swing. It goes without saying to me that one has to navigate a few land mines along the way, as LESS is MORE when it comes to betting on March Madness, both the NCAA […]

The name Turks and Caicos evokes thoughts of white sand and Caribbean sun and an exclusive place to vacation or buy property in the Caribbean. When you look beyond the beauty of the islands that make up the Turks and Caicos Islands, you discover that it is actually a paradise for offshore real estate investment, and what’s more, it’s still […]

Strange things happen in the cold twilight of the outer Solar System. In this faraway region, four giant planets beckon observers on Earth with their tantalizing trove of enchanting, shocking, strange, and wildly wonderful mysteries. The beautiful, blue, banded ice giant Neptune is the most distant giant planet from our Sun, as well as the smallest of the quartet of […]

Staying fit and healthy is something that involves more than exercising and eating right. You also need to be seen by a good medical professional. While you may not be thrilled with the idea of ​​regular preventative treatment, there are a few things you can do to make these visits much more bearable. Who knows, you might even start looking […]

Is it time to start organizing your home? If so, the first thing to do is plan what storage items you’ll need to get the job done. We’re talking about storage items that can be used throughout your home. Let’s take a look at several storage items that will solve those clutter or disorganization problems. Kitchen: Kitchen storage items include […]

“Learning is Changing and to change there must be an explanation” – Donald Clark. Almost certainly this explanation is valid for all of us before the pandemics, and in any case, during the current times of emergency, for example, the VUCA times. However, constantly making changes to ourselves is discretionary, as resistance itself is an open gateway to the alternative, […]

The sight of a sleeping toddler is heavenly. After a day filled with lots of laughter, hugs, kisses, and snacks, a tired toddler should go to bed and sleep. This is not the case sometimes. Parents who have thanked their lucky stars that the era of sleepless nights is finally over may be in for a surprise. When a baby […]